I Want To Apply For A Credit Card, But I’m Nervous Any Tips For A First-Timer?

You’re finally applying for a credit card. It’s both an exciting and scary thing.

On one hand you’re looking forward to the freedom that comes with credit card purchases. You’re not solely limited by the fraction of disposable income that comes with your check. On the other hand, credit card debt remains one of today’s biggest financial issues. That doesn’t even scratch the surface of whether or not you want to apply for a mortgage loan in the future! Before you open a checking account, it helps to take in a deep breath and think about all the pitfalls you’re going to avoid.

Try these tips on for size so you can enjoy the benefits, not the detriments, of your credit card.

Be Aware Of Today’s Massive Debt Problem

Debt is such a common story you likely have dealt with it yourself, even though this is your first time applying for a card. It’s estimated the United States is faced with a debt crisis in the trillions, only g