There is quite a bit of debate over whether or not annuities are a smart option. Some think that they are worthwhile and a smart investment, some feel that they are antiquated and not lucrative, and others only recommend certain types of annuities. What are annuities? In the simplest terms,
Preparing for retirement should be one of every working American’s concerns, and for many, it is. Many Americans believe that they will have to work until the age of 80 to be able to retire comfortably, and as it is, almost half of senior citizens in the U.S. are considered
Starting out a small business, the staff members often wear many hats, especially the boss. When there’s not enough money to hire a full staff, a few people must handle many responsibilities. But as the company grows and becomes more successful, it becomes necessary to hire additional employees to handle
There are several advantages to opening and having a bank account, whether it be a free checking account, a senior checking account, or an investment savings account such as a money market account. Nearly all small businesses have a small business checking account in order to expedite their day to
If you’re looking at how to sell gold, you’ve likely found that there are many options. In the Internet age, no doubt one of the most appealing ways is online; it’s easy, since all you need to do is make some arrangements on a website and weigh your gold on
Credit card data breaches appear in the news on a regular basis, and the story is usually the same. Companies that accept credit and debit card payments end up losing millions of customer card numbers due to hackers who access this data illegally, often selling the information on the internet.
A small business owner has to wear many hats. Owning your own small business often means you are the only employee, or one of a few. You have to handle many responsibilities, many of which may not exactly be in your wheelhouse. Hopefully you’re good at math, because there is
One of the main reasons people are buying annuities is to help create a source of income to help fund their retirements. What are annuities? They’re in the simplest terms an insurance products what will create a source of income for a period of time — typically for the rest
Payroll management can be one of the biggest hassles a small business has to deal with. Payroll can be very time consuming, with lots of minutiae to remember to take care of, however, the consequences of any mistakes in the payroll process can be costly and serious. For this reason,
Small businesses play an integral role in the American economy and are often considered the backbone of the U.S. In fact, 90% of our country’s businesses are small businesses. Small businesses account for 21% of all manufactured exports in the United States and 52% of all sales in the U.S.