Archive for August, 2015

Just How Important Are Small Business Loans? You Might Be Surprised!

Written by Chris on . Posted in Working capital loans

Working capital business loans

If you’ve decided to make the big move and open your own business, it’s an awesome feeling and it’s a really impressive accomplishment. But you’ve probably also noticed that it’s pretty stressful, especially when finances are concerned. In fact, the U.S. Small Business Administration says that insufficient funding, along with the inability to find reasonable working capital loans for small businesses, is the second most-common reason why small businesses fail.

Really — just think about how many factors affect the amount of money your business is able to bring in, and also the amount of capital you’re able to invest in better business practices. In many cases, small business owners are struggling just to make ends meet; thinking about investing any (nonexistent) extra capital into a more e

How to Set Up a Payroll System For Your Employees

Written by Chris on . Posted in Payroll for small companies, Payroll laws and regulations, Resource management services

Payroll differences between usa and canada

No matter if you have a single employee, or hundreds of them, every business has to set up a payroll system. A payroll service should be able to take care of employee compensation, pay off all payroll tax rates, and keep a record of all money that goes out of the company in the form of employee paychecks. If you’re looking to start a new business, here are the steps you should take to create a payroll program that will take the stress of employee compensations off your shoulders.

Apply for an Employer Identification Number (EIN)

If you’re planning on hiring employees, you’ll ne

3 Reasons to Take Your Lottery Payments in Annuity

Written by Chris on . Posted in Lump sum versus annuity, Sell your structured settlement, Structured settlement cash now


Lump sum versus annuity. Chances are if you’ve just won the lotto, the first question on your mind isn’t: I wonder if I should defer some of this money? That is in essence what taking lottery payments in annuity means, as opposed to a lump sum where you receive all of the money at once. There are benefits to lottery annuity that many people fail to realize once they see the dollar signs. Here are three important factors to consider.

    1.) Taxes: One of the first things you should think about if you are fortunate enough to win the lottery is how to keep the government from stealing, sorry taxing, as much of it as you can. When it comes to structur